About Us

What we offer

Kingsgate Insurance is an independent insurance agency offering comprehensive insurance solutions for individuals and businesses, including:

Who we are

Kingsgate Insurance Center, Inc. was founded in 1990 in Fort Dodge, Iowa, by Ed Smith. Known then as Ag Business Associates, the company drew on Ed's experience in farming and farm management to serve the needs of those engaged in the ag industry, offering farm, crop, and benefits insurance to its customers.

Built on Midwestern values and a strong work ethic, the company continued to grow, and in 1995, relocated to the Kingsgate Center. There, we changed our name to Kingsgate Insurance, diversified our products, and expanded our staff. 

We are located in Fort Dodge, but with technology today, our clients can reach us whenever or wherever they need us.  We focus heavily on serving the North Central Iowa community, but we've formed strong client relationships throughout the entire state and midwest.  

While remaining true to our roots, Kingsgate now offers a full range of products and risk management services.  Through professional development, our staff has been trained to help our clients solve complex risk management problems with cost effective solutions.

Member of the Beyond Insurance Global Network

Beyond Insurance Global Network

A Certified Master WorkComp Advisor Agency

Certified Master WorkComp Advisor


A Great Policy, A Great Claim Experience
A Great Policy, A Great Claim Experience

Insurance is a contract between an insured and the insurance company. When a loss happens, how that contract was constructed becomes extremely important in determining the outcome of a claim. Matt Brown, owner of Pasquale's Italian Restaurant, explains why Kingsgate's approach focused on coverage first, and why that matters when you need the policy.

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Case Studies

Proactive insurance management saves trucking company $145,000+

Niece Trucking (NTI) is a trucking company based in Des Moines, IA. Founded in 1994, this family-run business now operates 60+ power units and employees approximately 100 people. Niece came to Kingsgate seeking coverage for its Auto Liability, Auto Physical Damage and Cargo insurance.

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