About Us

What we offer

Kingsgate Insurance is an independent insurance agency offering comprehensive insurance solutions for individuals and businesses, including:

Who we are

Kingsgate Insurance Center, Inc. was founded in 1990 in Fort Dodge, Iowa, by Ed Smith. Known then as Ag Business Associates, the company drew on Ed's experience in farming and farm management to serve the needs of those engaged in the ag industry, offering farm, crop, and benefits insurance to its customers.

Built on Midwestern values and a strong work ethic, the company continued to grow, and in 1995, relocated to the Kingsgate Center. There, we changed our name to Kingsgate Insurance, diversified our products, and expanded our staff. 

We are located in Fort Dodge, but with technology today, our clients can reach us whenever or wherever they need us.  We focus heavily on serving the North Central Iowa community, but we've formed strong client relationships throughout the entire state and midwest.  

While remaining true to our roots, Kingsgate now offers a full range of products and risk management services.  Through professional development, our staff has been trained to help our clients solve complex risk management problems with cost effective solutions.

Member of the Beyond Insurance Global Network

Beyond Insurance Global Network

A Certified Master WorkComp Advisor Agency

Certified Master WorkComp Advisor


Why Kingsgate is Different
Why Kingsgate is Different

Jim Bird began working with Kingsgate after decades of buying insurance for his business. He realized shortly after making the change that this relationship wasn't just about the price.

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Case Studies

Kingsgate fills critical gaps in condo and apartment coverage

Property managers and apartment owners are contractually responsible for maintaining the condition of the residences they manage. Standard property and liability policies protect managers and owners from typical bodily injury and property damage claims.But what most property owners don't realize is that standard property and liability insurance typically excludes coverage for a critical exposure area: pollutants.

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