About Us

What we offer

Kingsgate Insurance is an independent insurance agency offering comprehensive insurance solutions for individuals and businesses, including:

Who we are

Kingsgate Insurance Center, Inc. was founded in 1990 in Fort Dodge, Iowa, by Ed Smith. Known then as Ag Business Associates, the company drew on Ed's experience in farming and farm management to serve the needs of those engaged in the ag industry, offering farm, crop, and benefits insurance to its customers.

Built on Midwestern values and a strong work ethic, the company continued to grow, and in 1995, relocated to the Kingsgate Center. There, we changed our name to Kingsgate Insurance, diversified our products, and expanded our staff. 

We are located in Fort Dodge, but with technology today, our clients can reach us whenever or wherever they need us.  We focus heavily on serving the North Central Iowa community, but we've formed strong client relationships throughout the entire state and midwest.  

While remaining true to our roots, Kingsgate now offers a full range of products and risk management services.  Through professional development, our staff has been trained to help our clients solve complex risk management problems with cost effective solutions.

Member of the Beyond Insurance Global Network

Beyond Insurance Global Network

A Certified Master WorkComp Advisor Agency

Certified Master WorkComp Advisor


A Partner In Your Business Goals
A Partner In Your Business Goals

Kingsgate always wants to find our customer a great price for their insurance cost, but our bigger objective is becoming a real partner in your business and giving you great risk management advice. Mark Jorgensen, owner of Carpet World FlooringAmerica briefly speaks about that in this short video.

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Case Studies

Ernie Williams, Ltd. Slashes its Workers Comp Expenses

Ernie Williams, Ltd., is a thriving business operating in Algona, Iowa, and north central Iowa. Founded in 1950 by Ernie Williams, the company today is led by president Jim Wilcox and counts a successful group of John Deere lawn and farm implement dealerships and Harley-Davidson motorcycle dealerships among its holdings. Even with everything it had going for it, Ernie Williams, Ltd., had an expensive problem to solve.

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