Proactive insurance management saves trucking company $145,000+

Niece Trucking (NTI) is a trucking company based in Des Moines, IA. Founded in 1994, this family-run business now operates 60+ power units and employees approximately 100 people. Niece came to Kingsgate seeking coverage for its Auto Liability, Auto Physical Damage and Cargo insurance.

Read More

Kingsgate fills critical gaps in condo and apartment coverage

Property managers and apartment owners are contractually responsible for maintaining the condition of the residences they manage. Standard property and liability policies protect managers and owners from typical bodily injury and property damage claims.But what most property owners don't realize is that standard property and liability insurance typically excludes coverage for a critical exposure area: pollutants.

Read More

Ernie Williams, Ltd. Slashes its Workers Comp Expenses

Ernie Williams, Ltd., is a thriving business operating in Algona, Iowa, and north central Iowa. Founded in 1950 by Ernie Williams, the company today is led by president Jim Wilcox and counts a successful group of John Deere lawn and farm implement dealerships and Harley-Davidson motorcycle dealerships among its holdings. Even with everything it had going for it, Ernie Williams, Ltd., had an expensive problem to solve.

Read More

Managing Risk in an Electronic World: Why Cyber Liability Is Critical

One of Kingsgate’s clients is a thriving chiropractic practice in northwest Iowa. The practice has more than 5,000 patient records on file, digitally stored on premise or with a cloud provider. Having all the patient files stored digitally is a sign of an efficiently run practice—but it also presents an elevated risk: liability associated with the loss of patient information.

Read More