Make Work Comp Work For You

Workers’ comp that’s comprehensive and cost-effective

Workers’ compensation is not just an employee benefit. It’s something your company is required by law to provide.

Fortunately, you can play an active role in controlling your company’s program costs and reducing overhead expenses—and Kingsgate’s commercial insurance professionals can help.

We’ll use the Experience Modification Rate (EMR) to calculate your premiums. Then we’ll maximize your premium savings by analyzing your EMR, monitoring it, and actively assisting you with program management.

Did you know…

In some industries—particularly construction—a poor EMR can exclude your company from gaining contracts to work on certain jobs? Avoid this possibility with one call to Kingsgate.

Testimonials

A Great Policy, A Great Claim Experience
A Great Policy, A Great Claim Experience

Insurance is a contract between an insured and the insurance company. When a loss happens, how that contract was constructed becomes extremely important in determining the outcome of a claim. Matt Brown, owner of Pasquale's Italian Restaurant, explains why Kingsgate's approach focused on coverage first, and why that matters when you need the policy.

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Case Studies

Proactive insurance management saves trucking company $145,000+

Niece Trucking (NTI) is a trucking company based in Des Moines, IA. Founded in 1994, this family-run business now operates 60+ power units and employees approximately 100 people. Niece came to Kingsgate seeking coverage for its Auto Liability, Auto Physical Damage and Cargo insurance.

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