Make Work Comp Work For You

Workers’ comp that’s comprehensive and cost-effective

Workers’ compensation is not just an employee benefit. It’s something your company is required by law to provide.

Fortunately, you can play an active role in controlling your company’s program costs and reducing overhead expenses—and Kingsgate’s commercial insurance professionals can help.

We’ll use the Experience Modification Rate (EMR) to calculate your premiums. Then we’ll maximize your premium savings by analyzing your EMR, monitoring it, and actively assisting you with program management.

Did you know…

In some industries—particularly construction—a poor EMR can exclude your company from gaining contracts to work on certain jobs? Avoid this possibility with one call to Kingsgate.

Testimonials

A Great Policy, A Great Claim Experience
A Great Policy, A Great Claim Experience

Insurance is a contract between an insured and the insurance company. When a loss happens, how that contract was constructed becomes extremely important in determining the outcome of a claim. Matt Brown, owner of Pasquale's Italian Restaurant, explains why Kingsgate's approach focused on coverage first, and why that matters when you need the policy.

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Case Studies

Ernie Williams, Ltd. Slashes its Workers Comp Expenses

Ernie Williams, Ltd., is a thriving business operating in Algona, Iowa, and north central Iowa. Founded in 1950 by Ernie Williams, the company today is led by president Jim Wilcox and counts a successful group of John Deere lawn and farm implement dealerships and Harley-Davidson motorcycle dealerships among its holdings. Even with everything it had going for it, Ernie Williams, Ltd., had an expensive problem to solve.

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