• Business Insurance Products


You’ve worked hard to build and grow your business—so protecting your investment against risk is a top priority.

Kingsgate offers comprehensive solutions for all aspects of your operation that include but are not limited to:

Commercial Property
Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property. READ MORE

Business Auto

Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.

General Liability

No matter the size of your business there are always uncertainties. We will work with you to access your business risks and we’ll put together an insurance package that makes sense for your business.

Cyber Liability

Cyber liability insurance is important because it protects your business against the expenses associated with a data breach. We will work to help you evaluate the data liability risks your business faces and find you a policy that meets your specific needs.

Management Liability

Management liability insurance is a package of insurance policies designed to protect a business and its directors, officers, board members, managers and administrators from lawsuits alleging mismanagement. This type of  is important because it protects against risks that are not covered under a commercial general liability policy.

Professional Liability

Professional liability insurance is a type of business insurance that provides coverage for professionals and businesses to protect against claims of negligence from clients or customers. It typically covers negligence, copyright infringement, personal injury, and more. Claims covered by a professional liability policy can include damages caused by things you did and/or things that you should have done.

Work Comp

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.

Excess & Umbrella Liability

Excess liability and umbrella liability are often confused as the same thing, but they’re two different coverage types. Excess liability covers losses above the limits of your primary insurance policy. Umbrella liability offers higher liability limits and also provides coverage where your underlying policy might not.

Let us review your current risk management program and we’ll pair your business with the right solution at the right price.

The next step is easy, call 515-576-4321

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