Health insurance premiums are influenced by various factors that can significantly impact costs for individuals and businesses. Here are some of the key elements contributing to the rise in premiums: Carrier Profits Insurance companies aim to maintain profitability, which often results in adjusting premiums. For instance, UnitedHealthcare’s stock price rose from $26.70 per share in […]
Sometimes you just know when you need new tires. You may feel your car slip when it is wet or notice the tread looks a little low. Tires on modern vehicles have built-in indicators that show when a tire wears down. But often, tires are something we don’t pay as much attention to as we should. According […]
Article provided by Scott Stueber, CPCU, CISR, AAI- West Bend Insurance Each year, nearly 200 million people fly on commercial airlines to see the world or visit family and friends. Since 2017, my family has made it a goal to travel somewhere each year. While many of our trips have been to Europe, there are […]
In any workplace, ensuring the safety and well-being of employees is paramount. Despite meticulous safety protocols, accidents can still occur, leading to workers’ compensation claims. However, proactive measures can significantly mitigate the risks associated with such claims, safeguarding both employees and the business. Let’s delve into some effective strategies to proactively manage workers’ compensation claims. […]
As a business owner, you juggle countless responsibilities to ensure the success and longevity of your business. Often, new opportunities or ideas come up and are implemented at organizations without anyone considering the insurance implications. Having the right insurance coverage in place is crucial to protect your business from potential losses. Maintaining regular communication with […]
What is Prevented Planting? Prevented Planting refers to the inability to plant an insured crop by the Final Planting Date (FPD) or within the Late Planting Period due to an insured cause of loss. This cause must be general to the surrounding area and must prevent other producers with similar acreage characteristics from planting. Reasons […]
Conservation compliance aims to protect soil and water resources by ensuring that conservation measures are applied to sensitive lands. Compliance is a condition for participating in most FSA and NRCS programs, thereby encouraging sustainable agricultural practices and the protection of natural resources. The Food Security Act of 1985, as amended, requires producers to file a […]
When you clean your home, there is one very important part you are most likely forgetting—the attic. Even if your attic is not lived in like the other rooms in your home, it is still important to make sure you are regularly maintaining it. Problems in the attic can lead to other issues, so it […]
The summer is a great time for everyone, but no one enjoys summer quite the way kids do—no school, plenty of free time out in the sun playing with friends, spending weeks at camp making new friends, or keeping the summer heat away with some fun in the water. But as all parents know, with […]
REPLANT REMINDERS(may vary – check with your agent) Notify the company and obtain authorization BEFORE destroying initially planted acreage and replanting the same crop. Eligibility:-Replanted acreage must not have been originally planted before the earliest planting date.-Must consist of at least 20 acres or 20% of the insured planted acreage.-Crop damage must be severe enough […]
