A Deductible Hail policy provides coverage for damage to crops caused by hailstorms. This type of policy is designed to provide more affordable coverage for farmers who are willing to assume a higher level of risk. Here are some of the characteristics of a Deductible Hail policy: It’s important to note that Deductible Hail policies […]
Cloud Security Management Explained Cloud computing refers to a pay-per-use service that equips users with on-demand access to a range of IT resources (e.g., databases, software, servers, networking and analytics tools, and artificial intelligence applications) via the internet. By leveraging cloud-based platforms, organizations can minimize the need to purchase and maintain physical data centers and […]
Every year on April 22, people from around the globe unite to celebrate Earth Day. This significant day is dedicated to raising global awareness about environmental issues and promoting sustainable practices. As our planet grapples with various challenges, the importance of Earth Day has become even more critical. The beauty of it all is that […]
A Basic Hail policy is a type of crop-hail insurance policy that provides coverage for damage to crops caused by hailstorms. Below are some characteristics to understand when considering this policy type: It’s important to note that Basic Hail policies may not provide coverage for all types of damage to crops, such as damage caused […]
Why It Can Pay to Have Uninsured Motorist Insurance Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car insurance policy) can help pay for damages you cause to others in an accident, saving you from costly out-of-pocket expenses. For […]
Trucking industry conditions are constantly evolving, and businesses in the truck transportation subsector need to be aware of the changing landscape to maintain operational success. This year, trends that could impact the industry include economic challenges, driver shortages, social inflation contributing to rising commercial auto insurance rates, and utilizing electronic vehicles (EVs) in compliance with […]
Endorsements are available, for additional rate, to add coverage to Crop-Hail insurance policies. Listed below are a few of those options to consider. Corn and Soybean Replant Endorsement Coverage is provided for insurable causes of loss, other than hail, that damages the corn or soybeans to the extent that they need to be replanted. This […]
Commercial general liability (CGL) insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization is held liable for injuring third parties or damaging their property amid nonprofessional negligent acts or in the course of its usual business operations. This type of insurance may also […]
In today’s fast-paced world, the prevalence of distractions on the road has become a critical concern, especially for businesses with commercial fleets. Distracted driving poses significant risks not only to drivers themselves but also to others sharing the road. For businesses that rely on vehicles for essential tasks, understanding and mitigating the dangers of distracted […]
Many Approved Insurance Providers (AIPs) facilitate the use of Precision Ag data. You already have the data, save time by using it for your crop insurance. Benefits Prerequisites Steps To learn more about the insurance products available for farm risk management, reach out to Chelsea Heatherington at Kingsgate Insurance. Chelsea Heatherington, Farm & Ag Specialist […]
