As we enter Disability Insurance Awareness Month (DIAM) this May it is crucial to highlight the significance of disability coverage. Short-Term Disability and Long-Term Disability serve as a lifeline for employees facing unexpected health challenges, ensuring their financial stability and peace of mind during difficult times. It provides a safety net by replacing a portion […]
Road congestion repeatedly reigns as one of the biggest challenges facing the trucking industry, causing major operational delays and supply chain complications each year. According to the American Transportation Research Institute (ATRI), such congestion—also known as bottlenecks in the trucking sector—has been on the rise over the past decade, largely due to an increase in […]
A Companion Hail Plan is a type of crop-hail insurance policy that provides additional coverage for crops already insured under a traditional Multiple Peril Crop Insurance (MPCI) policy. Some defining characteristics of Companion Hail Plan are below: It’s important to note that Companion Hail Plans may not provide coverage for all types of damage to […]
Article provided by: Scott Stueber, CPCU, CISR, AAI – West Bend Insurance If you’re thinking about starting a business or have recently started one, you know there are plenty of things to do and consider. Some examples include hiring employees, attracting customers, and managing your finances. While these are essential priorities, it’s crucial not to […]
A Deductible Hail policy provides coverage for damage to crops caused by hailstorms. This type of policy is designed to provide more affordable coverage for farmers who are willing to assume a higher level of risk. Here are some of the characteristics of a Deductible Hail policy: It’s important to note that Deductible Hail policies […]
Cloud Security Management Explained Cloud computing refers to a pay-per-use service that equips users with on-demand access to a range of IT resources (e.g., databases, software, servers, networking and analytics tools, and artificial intelligence applications) via the internet. By leveraging cloud-based platforms, organizations can minimize the need to purchase and maintain physical data centers and […]
Every year on April 22, people from around the globe unite to celebrate Earth Day. This significant day is dedicated to raising global awareness about environmental issues and promoting sustainable practices. As our planet grapples with various challenges, the importance of Earth Day has become even more critical. The beauty of it all is that […]
A Basic Hail policy is a type of crop-hail insurance policy that provides coverage for damage to crops caused by hailstorms. Below are some characteristics to understand when considering this policy type: It’s important to note that Basic Hail policies may not provide coverage for all types of damage to crops, such as damage caused […]
Why It Can Pay to Have Uninsured Motorist Insurance Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car insurance policy) can help pay for damages you cause to others in an accident, saving you from costly out-of-pocket expenses. For […]
Trucking industry conditions are constantly evolving, and businesses in the truck transportation subsector need to be aware of the changing landscape to maintain operational success. This year, trends that could impact the industry include economic challenges, driver shortages, social inflation contributing to rising commercial auto insurance rates, and utilizing electronic vehicles (EVs) in compliance with […]
