Do you know what umbrella coverage is? Like an umbrella that covers your head to protect you from the rain, an umbrella policy extends insurance coverage over your home, auto(s), watercraft, and recreational vehicles, and it provides an extra layer of liability protection for the policyholder. Theresa Meyer, senior personal lines underwriter, will share some examples […]
The Affordable Care Act (ACA), is a comprehensive healthcare reform law that was enacted in the United States in 2010. It aimed to increase access to affordable healthcare for millions of uninsured Americans and introduced significant changes to the insurance landscape. Here are some key ways in which the ACA changed insurance plans:
Over time, the value of farm buildings can vary due to factors such as market conditions, renovations, or improvements. It’s important to consider that the U.S. dollar experienced an average annual inflation rate of 2.06% between 2000 and 2020, according to data from the Bureau of Labor Statistics. This means that insurance coverage needs to […]
Recreational vehicles are becoming increasingly popular. With a variety of makes and models, it makes it easier to find the perfect one for you. However, it’s still important not to ignore safety considerations when operating these vehicles. ATV stands for all-terrain vehicle; these are typically for a single rider and can be referred to as […]
No matter what grade your child is in, there will always be mixed emotions when it’s time for them to go back to school. If your student is heading off to college, there are so many things to consider. Examples include: Sometimes what gets lost in all the commotion is an understanding of how insurance […]
Mopeds have become increasingly popular modes of transportation, particularly in urban areas where they offer an efficient and eco-friendly alternative to cars and motorcycles. With their compact size and affordability, they provide a convenient means of commuting through crowded streets. However, just like any other vehicle on the road, mopeds are not immune to accidents […]
If you’ve ever had a close encounter with lightning, you know how frightening it can be. I’ve had a couple of close calls in my lifetime. While I wasn’t injured and the damage was insignificant, it ruined some of our electronics, including a jukebox, CD player, and cordless telephone. Here are some interesting lightning statistics: […]
A Health Savings Account (HSA) is a tax-advantaged savings account designed to help certain individuals save money for medical expenses. Here are some key features and benefits of HSAs: It’s worth noting that to be eligible for an HSA, you must have a high-deductible health insurance plan, meet certain IRS criteria, and not be claimed […]
Farm personal property blanket coverage is designed to protect movable assets and equipment on the farm. It provides coverage for a wide range of personal property items such as tools, machinery, livestock, supplies, and other farm-related items. Rather than insuring each item individually, blanket coverage allows farmers to insure their overall inventory under a single […]
In recent years, inflatable operations have gained immense popularity, offering fun and exciting experiences for people of all ages. From bounce houses and inflatable obstacle courses to water slides and trampolines, these inflatable attractions have become a common sight at parties, carnivals, fairs, and other events. However, along with the joy they bring, there are […]
