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Entries by kingsgateinsur

Safeguarding Fun: The Importance of Inflatable Operations Insurance

July 12, 2023/0 Comments/in Business Insurance, News/by kingsgateinsur

In recent years, inflatable operations have gained immense popularity, offering fun and exciting experiences for people of all ages. From bounce houses and inflatable obstacle courses to water slides and trampolines, these inflatable attractions have become a common sight at parties, carnivals, fairs, and other events. However, along with the joy they bring, there are […]

Welding workstations and hot work safety

July 11, 2023/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

Many manufacturing facilities use welding and hot work in their operations. Hot work includes welding, cutting, brazing and soldering, and grinding. Welding workstations can be a serious fire hazard if not set up and used properly. On average, more than 4,500 structure fires, resulting in about $480 million in property damage are started each year […]

What you need to know about insuring your camper

July 10, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

Camping is a great way to spend time with family and friends. There are also several benefits associated with camping, including:  Making sure your camper is properly insured can also reduce stress in the event you need to file a claim. Even though summer is winding down, it’s never too late to review your insurance […]

Explanation of Benefits – What is it?

July 8, 2023/0 Comments/in Benefits, News/by kingsgateinsur

An Explanation of Benefits (EOB) is a document the health insurance provider sends after a Doctor’s appointment. EOB’s typically generate 4-6 weeks after the appointment and are available online and/or via mail. It outlines the details of the services received and breaks down the costs associated with them. One of the main purposes of an […]

Bug off! Tips for keeping your yard pest-free

July 5, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

If you enjoy spending time in your yard, you know how frustrating it can be when it’s invaded by bugs. Annoying mosquitos and other bugs can turn a fun time into a miserable one. Not only can they be a nuisance, but they can pose health risks or damage your plants.  Here are some things […]

Preventing accidents at work by staying awake and alert

July 3, 2023/0 Comments/in News/by kingsgateinsur

All employees have lives outside of their workplaces that can result in them not getting enough sleep. Children or other family obligations, evening activities, or insomnia can result in an employee not being fully rested at work. A 2018 survey by the National Safety Council found that 69% of workers reported being fatigued at work. For office […]

What is a copay and when does it come into play?

July 1, 2023/0 Comments/in Benefits, News/by kingsgateinsur

A copay, short for copayment, is a fixed amount of money that individuals are required to payout-of-pocket for certain services or prescriptions. A copay is a form of cost-sharing betweenthe patient and their insurance provider. The amount varies depending on the specific services,such as doctor visits, specialist consultations, medications, or medical procedures. When do copayments […]

Farm Insurance 101: Who’s Covered?

June 29, 2023/0 Comments/in Agricultural Insurance, News/by kingsgateinsur

When it comes to farm insurance, it’s important to grasp the different categories of insured individuals. Named Insureds These are the people or organizations who are issued an insurance policy. It could be an individual farmer, a partnership, a corporation, or any other legal entity related to the farm. The policy can have multiple named […]

15 safety tips to help you enjoy the Fourth of July

June 28, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

On July 4, 1776, the Declaration of Independence was approved by the Continental Congress. This great document declared our independence from Great Britain. Since then the Fourth of July has been a federal holiday, allowing us to enjoy time with our families, friends, neighbors, and pets. Common traditions include fireworks, barbeques, picnics, concerts, and ceremonies. […]

Protect yourself from these common Fourth of July claims

June 26, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

The Fourth of July is my favorite holiday because it means getting together with family and friends. Independence Day celebrations often include parties, grilling, fireworks, swimming, and boating. When the sun goes down, magnificent fireworks displays can be seen for miles. While these activities can be fun and create many great memories, they can also […]

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