Skid Safety One of the most dangerous winter driving hazards is the skid. If it happens at a high speed, the result can be deadly. Most skids can be avoided by simply adjusting to driving conditions and knowing how to recover from a skid. Skids are most likely to occur on curves and turns; slow […]
Whether you’re buying your first home, looking to downsize, or retiring somewhere else, understanding condominium insurance coverage is important. Especially now with the impacts of inflation. Master Policy Coverage Most condo/homeowners’ associations (HOAs) have what’s called a master policy which provides coverage for the exterior of the building and common areas. Common areas may include hallways, […]
On Sept. 8, AM Best revised its market segment outlook for the U.S. personal auto insurance market from stable to negative. The outlook was based on a significant deterioration in carriers’ results for the second quarter of 2022, which was driven by inflationary pressures and corresponding challenges in rate adequacy. Personal auto is the largest line of insurance […]
There are several key times each year when people spend time shopping in stores and online for the perfect gifts for their loved ones, or themselves. While it is easy to get caught up in the fun of it all, it is important to remember that with increased purchasing comes heightened risk of theft. Thieves on the prowl throughout […]
Farmers can now elect to 2023 crop year Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs. The enrollment period opened on Oct. 17, 2022, and runs through March 15, 2023. Contact your local Farm Service Agency (FSA) office to learn more about these programs, eligibility, and how to apply. If you’re unsure of […]
The holiday season is a time to celebrate with friends and family, but the hectic pace can also make it a stressful time of year. The holidays can present increased risks, especially if you are on a quest for gifts. Overcrowded stores and an increase in online shopping offer greater opportunities for thieves to target […]
Going online has become part of everyday life, whether it is for everyday activities such as shopping, sending email or paying bills, and managing your accounts. But data breaches, in all their forms, can potentially expose the personal information that we share online, putting consumers at risk of identity theft. According to the 2017 Travelers Consumer […]
Content written by Chelsea Heatheringtong, Kingsgate Insurance Farm & AG Specialist. Insurance Perspective on Cover Cropping: What current discounts are available for cover crop use? Crop insurance premium support is a benefit available to qualifying cover crops. During the 2022 crop year the premium support was $5 per acre. In September Mike Naig, the Iowa […]
Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of insurance will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage or […]
Thanksgiving is a great opportunity to enjoy time with family and friends. However, cluttered counter tops, multiple cooking stations, and commotion can lead to holiday fires. Between 2017 and 2019 an average of 2,300 residential fires were reported to U.S. fire departments on Thanksgiving Day. Here are some things to keep in mind. Common causes […]
