As spring approaches, it’s important to remember that freezing temperatures can still occur. To avoid frozen water pipes, it’s crucial to heat your home or business properly during this transition period. Frozen pipes can cause extensive damage and create a lot of inconvenience for property owners, including costly repairs. However, proactive measures can help safeguard […]
There are a few steps to complete when creating your multi-peril crop insurance (MPCI) policy. If you have elected to an Individual Plan, the Actual Production History (APH) must be determined. Next, choose the crop insurance unit structure. Unit structure affects premium and how claims are paid. Each parcel of land that is insured independently […]
When an organization or business owner is made aware of an injury or incident on their premises, the preservation of evidence is an important step in the claims process. In the immediate aftermath of an incident, organizations may overlook the importance of preserving evidence while trying to provide aid to the injured party. However, preserving […]
Surety bonds are essential for many businesses. They provide financial protection and ensure contractual obligations are met on various projects. Surety bonds create a three-way relationship between the principal, the obligee, and the surety. The members of this three-way relationship can be defined as follows. Principal – The party that purchases the bond and is obligated […]
A deductible is the initial amount you cover for healthcare services before your health plan contributes. For those in good health without pre-existing conditions, selecting a plan with a higher deductible could be beneficial. Choosing a high-deductible plan offers the following advantages: Low deductibles are better suited for scenarios requiring extensive medical care due to […]
Farmland owners and cash-renters have many options to consider when creating a risk management plan. Crop insurance is a key route to explore. The Federal Crop Insurance Corporation (FCIC) provides crop coverage via Multi-Peril Crop Insurance (MPCI). Crop yield losses can be protected against by insuring a certain percentage of historical crop production. Below are […]
Do you need to replace your roof but don’t know what kind of shingles you have? Or are you looking to learn the benefits of different types of shingles? We want to help you understand the differences between all the different type of roof options help you pick which type makes the most sense for […]
Take a few minutes to learn about Travel Insurance With GeoBlue Travel. Having healthcare coverage accessible regardless of your location is a consideration that many overlook. It is essential to be prepared for unexpected events that life may present, ensuring that you receive proper care when needed, especially while traveling. By securing this plan, you […]
Our homes today are filled with electronics and appliances that make our lives easier and provide us with entertainment. DVD players, big-screen TVs, video game systems, and cable/satellite TV boxes overload our electrical outlets and fill up our entertainment centers. If you bought a new appliance lately, you’ll see that technology has also changed them. […]
Multi-Peril Crop Insurance (MPCI) is a federal product, premium is universal between all Approved Insurance Providers (AIPs). USDA’s Risk Management Agency (RMA) recalibrates crop insurance protection based on expected commodity prices and risk in the market. Revenue Protection (RP) policies use market prices and individual yields to calculate the revenue coverage and guarantee. The market […]
