Entries by kingsgateinsur

Preventing Caron Monoxide Poisoning in Businesses

Carbon monoxide (CO), a colorless, tasteless and odorless poisonous gas, is a byproduct of the incomplete burning of carbon-containing material. This gas can quickly accumulate in areas where employees work, even if the space appears well-ventilated. Exposure to CO can cause serious health problems and even death. Considering these hazards, it is essential that businesses […]

The Importance of STD & LTD Coverage          

As we enter Disability Insurance Awareness Month (DIAM) this May it is crucial to highlight the significance of disability coverage. Short-Term Disability and Long-Term Disability serve as a lifeline for employees facing unexpected health challenges, ensuring their financial stability and peace of mind during difficult times. It provides a safety net by replacing a portion […]

Trucking Risk Advisor: Best Practices for Combating Trucking Bottlenecks

Road congestion repeatedly reigns as one of the biggest challenges facing the trucking industry, causing major operational delays and supply chain complications each year. According to the American Transportation Research Institute (ATRI), such congestion—also known as bottlenecks in the trucking sector—has been on the rise over the past decade, largely due to an increase in […]

Crop Insurance 101: Companion Hail Coverage

A Companion Hail Plan is a type of crop-hail insurance policy that provides additional coverage for crops already insured under a traditional Multiple Peril Crop Insurance (MPCI) policy. Some defining characteristics of Companion Hail Plan are below: It’s important to note that Companion Hail Plans may not provide coverage for all types of damage to […]

Understanding the importance of Business Liability insurance for new entrepreneurs

Article provided by: Scott Stueber, CPCU, CISR, AAI – West Bend Insurance If you’re thinking about starting a business or have recently started one, you know there are plenty of things to do and consider. Some examples include hiring employees, attracting customers, and managing your finances. While these are essential priorities, it’s crucial not to […]

Cyber Liability – Cloud Security Management Explained

Cloud Security Management Explained Cloud computing refers to a pay-per-use service that equips users with on-demand access to a range of IT resources (e.g., databases, software, servers, networking and analytics tools, and artificial intelligence applications) via the internet. By leveraging cloud-based platforms, organizations can minimize the need to purchase and maintain physical data centers and […]

Earth Day: Small steps, big impact, easy ways to help our planet

Every year on April 22, people from around the globe unite to celebrate Earth Day. This significant day is dedicated to raising global awareness about environmental issues and promoting sustainable practices. As our planet grapples with various challenges, the importance of Earth Day has become even more critical. The beauty of it all is that […]

Crop Insurance 101: Basic Hail Coverage

A Basic Hail policy is a type of crop-hail insurance policy that provides coverage for damage to crops caused by hailstorms. Below are some characteristics to understand when considering this policy type: It’s important to note that Basic Hail policies may not provide coverage for all types of damage to crops, such as damage caused […]