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Entries by kingsgateinsur

Combating Seasonal Affective Disorder

January 2, 2025/0 Comments/in Benefits, News, Personal Insurance/by kingsgateinsur

The winter months can include many risks and perils that might cause hardship for you and your family. While physical dangers might be the first that come to mind, such as frigid temperatures and icy roads, you should also be mindful of the mental toll winter can take. Seasonal affective disorder (SAD) is a type […]

Snowmobile Safety Tips

December 30, 2024/0 Comments/in News/by kingsgateinsur

Snowmobiling can be an enjoyable and convenient way to traverse winter conditions. However, operating these vehicles comes with significant risks. This winter, stay safe while on your snowmobile by remembering the following tips: For more information on snowmobile insurance, contact us today.

Insurance Resolutions for 2025: What Should Be on Your List?

December 27, 2024/0 Comments/in Agricultural Insurance, Benefits, Business Insurance, News, Personal Insurance, Specialty Business Insurance/by kingsgateinsur

As the new year approaches, many of us reflect on our goals and aspirations, but have you considered making your insurance a priority in 2025? By taking the time to review and update your policies, you can start the year with peace of mind knowing you’re well-protected. Here’s a checklist of essential insurance resolutions to […]

Supporting Mental Health for Safer Workplaces

December 23, 2024/0 Comments/in Benefits, Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

Mental health issues, such as stress and anxiety, often lead to distractions, reduced attention to detail and slowed reaction times, increasing the risk of workplace accidents. Similarly, depression and fatigue can also lead to mental exhaustion, impaired judgment and reduced decision-making abilities, further amplifying safety risks. Taking proactive measures to support employees’ mental health can […]

Federal Court Strikes Down DOL’s Rule Raising Salary Threshold at Last Hour  

December 19, 2024/0 Comments/in News/by kingsgateinsur

On October 30, 2024, one of our partners, Keystone Risk Management published a blog to remind you that a second increase to the minimum salary threshold for certain exempt employees was going into effect on January 1, 2025. That blog can be found here. By way of short background, this increase was the result of the […]

OSHA Announces Top 10 Most Frequently Cited Violations of FY 2024

December 19, 2024/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

Annually OSHA releases the Top 10 Most Frequently Cited Violations. For FY 2024, the top 10 are: Employers are encouraged to use this list to focus on compliance gaps within their respective operations and identity a corrective action plan before OSHA arrives. OSHA will publish a more in-depth breakdown of the most frequently cited standards […]

December Is National Impaired Driving Prevention Month

December 17, 2024/0 Comments/in News/by kingsgateinsur

Celebrate safely during the upcoming holiday season by talking about the risks of impaired driving and setting clear expectations for drivers. Parents and Caregivers Can Promote Responsible Decision-making The National Highway Traffic Safety Administration (NHTSA) encourages parents and caregivers to set clear boundaries with young drivers. Impaired driving, including distracted, drugged and drunk driving, causes […]

6 Strategies for Reducing Your Winter Heating Bills

December 16, 2024/0 Comments/in News/by kingsgateinsur

The frigid temperatures of winter can make it necessary to ask more of your home’s furnace and heating systems. However, these increased demands can quickly put a strain on your wallet through rising heating costs. Fortunately, you can maintain a comfortable temperature in your home throughout the winter while limiting expenses by implementing the following […]

How to File an Insurance Claim After a Holiday Disaster

December 12, 2024/0 Comments/in News, Personal Insurance/by kingsgateinsur

The holiday season is a time for celebration, family gatherings, and relaxation. But disasters like fires, floods, and accidents can strike unexpectedly, turning a joyful occasion into a stressful experience. If you find yourself dealing with a holiday disaster, knowing how to file an insurance claim efficiently can make the recovery process much smoother. Here’s […]

Holiday Shopping Online? Remember These Cybersecurity Tips

December 11, 2024/0 Comments/in News/by kingsgateinsur

Online shopping has made it easier than ever to peruse the wares of various businesses and vendors from the comfort of your own home as you search for the perfect gifts this holiday season. However, conducting transactions over the internet always involves inherent risks, as cybercriminals may be lying in wait. As you check friends […]

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