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Entries by kingsgateinsur

7 Things to Do Before You Leave for Vacation

March 6, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

Close your eyes and picture—wait, I guess that would make it hard to read—don’t close your eyes. Instead, picture this. You return from a nice seven-day trip feeling relaxed and refreshed. But then you walk into your house, and it’s a mess. The sink is full of dishes, you have clothes all over your floor […]

Manufacturing Industry Trends to Watch

March 2, 2023/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

The manufacturing sector consists of businesses that utilize raw materials to generate finished products. Due to the range of items this industry plays a role in producing (e.g., food and beverages, textiles, apparel, wood products, chemicals, plastics, metals, electronics, machinery and furniture), it contributes significantly to the overall economy. Further, this sector has experienced considerable […]

OSHA Electronic Reports Are Due March 2

February 27, 2023/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A electronically. Affected employers must submit their reports using OSHA’sInjury Tracking Application (ITA). Affected establishments include:Establishments with 250 or more employees, if they are already required to create and maintain OSHA records; andEstablishments with between 20 […]

What to do after an auto accident

February 23, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

If you have never been in an auto accident, you might not be sure of the exact steps to take if you ever are faced with the unfortunate scenario. Below is a list of steps that you should keep in mind on what to do if you get into an accident. 1. Do not leave […]

Did you know Amazon Pharmacy is an option?

February 22, 2023/0 Comments/in Benefits, News/by kingsgateinsur

In November 2020 Amazon launched Amazon Pharmacy to reduce obstacles for obtaining medications. This is a full service pharmacy with a wide variety of medications at affordable prices.Earlier this year, Amazon announced their new Rx subscription service called RxPass.For only $5 a month, users have access to generic medications to treat over 80 common health […]

How marriage impacts insurance coverage

February 21, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

If your child is getting married, you know how much time, effort, and money are involved in planning a wedding. From invites to menu selections there’s always something to do. When the wedding day is over, you may feel relieved and think everything has been taken care of; they’re finally on their own. What may […]

Policy spotlight: Employment Practices Liability Insurance

February 20, 2023/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

In the last couple of decades, workplace conduct standards have changed for the better. Employees have the protection of federal and state laws that prohibit harassment and discrimination in the workplace. Stories of expensive lawsuits filed by employees or groups of employees against companies to hold managers and other executives accountable are often reported in […]

Important things to consider when finishing your basement

February 15, 2023/0 Comments/in News, Personal Insurance/by kingsgateinsur

If you want to add some additional living space to your existing home, finishing your basement is a great way to do so. If you recently purchased a newly-built home, some of the work may have already been started. Studded walls may be up, and your basement may even include plumbing for a future bathroom.  […]

Cybersecurity: Employee social media use

February 14, 2023/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

As a small business owner, you’ve done your due diligence regarding cybersecurity at your organization. You’ve updated your devices and ensured employees are trained on phishing attacks. Your data is backed up, you and your employees use strong passwords, and you have a plan for a ransomware attack. You’ve even purchased Cyber Liability insurance just in case […]

Construction equipment tracking and maintenance

February 13, 2023/0 Comments/in Business Insurance, News, Specialty Business Insurance/by kingsgateinsur

One challenge facing every contractor is keeping track of tools and equipment. With many jobsites, different types and brands of equipment, and multiple employees utilizing all these tools, it can be hard to keep track of where everything is. It’s important for contactors to have a system of tracking tools and equipment to prevent theft […]

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