Each fiscal year, OSHA keeps records on the most frequently cited standards stemming from worksite inspections. The latest records outline the top 10 standards cited during fiscal year 2022 (Oct. 1, 2021, through Sept. 30, 2022) and the total number of violations for each standard. By reviewing these findings, employers can better understand common worksite […]
No Car? You Can Still Get Auto Insurance If you don’t own a car but often borrow one from a friend or use a car-sharing service, non-owner liability insurance may be the solution to your insurance needs. This insurance covers you for damage that you may cause to someone else’s car and liability for injuries […]
Children are both sponges and mirrors. They soak up and reflect what they see and hear. And this is particularly true when it comes to emulating the behaviors of their caregivers. Indeed, parents aren’t only a child’s first teachers, but they’re also a child’s most important role models. So, if you want to instill healthy […]
It is the dead of winter, and you are stuck indoors. Fortunately, you don’t have to wait until it gets warm to tackle a home improvement project! You may be wondering what kind of home improvement projects you can accomplish. With a little motivation, there are actually several indoor projects that could enhance any room. […]
Watch the video below to learn more on how you can do so! Reach out to Chelsea Heatherington at Kingsgate Insurance to talk more about the relationship between conservation and crop insurance.
Electric vehicles (EVs) continue to gain traction in the U.S. auto market. Last year, Americans bought nearly 450,000 EVs—an 83% jump over 2020. With many federal and state governments pushing for lower CO2 roadway emissions, EV demand is expected to soar during the next decade. This has commercial fleet owners wondering what a world without […]
You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items — including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500 coverage amount for jewelry if the loss is due to theft. […]
While you likely have a few more weeks with tinsel and holly decking your halls, we are approaching the post-holiday regrouping season. Many of us have been entertaining, and any resemblance of order escaped us long ago. As our houseguests depart and we move into the New Year, we sometimes need a little push to […]
Premium audit can be a frustrating and complicated process. In this video, we specifically address construction, but it can illustrate how small details can have significant consequence. Should you ever need assistance or have questions around the premium audit reach out to our team at Kingsgate Insurance.
Have you heard about SCO and ECO for your crop insurance? But get totally lost in the insurance jargon? Join Chelsea Heatherington with Kingsgate Insurance as she dives into the topic further. Supplemental Coverage Option (SCO) Enhanced Coverage Option (ECO) Reach out to Chelsea Heatherington at Kingsgate Insurance to learn more about the Supplemental Coverage […]
