The Metrodome roof collapse might be the most famous cave-in caused by an over-accumulation of snow. But businesses all across the country suffer roof collapses when too much ice and snow build up. Flat and low-slope roofs are far more susceptible to damage because snow can’t easily slide off the way it does on more steeply sloped […]
If you live in an area that experiences cold and snow this time of year, it may feel like a routine nuisance. Drive times increase as well as our heating bills. And scraping the ice and snow off the car is never fun. Unfortunately, every year many people are injured or killed by exposure to […]
Have you ever come home to the sound of running water or wet floors? If so, you know this can cause a frantic situation. What you do next can make the problem better or worse. Extreme cold temperatures can cause the water in your pipes to freeze leading to significant damage. Below are some things […]
The holiday season can be overwhelming and demanding. It can also be filled with high expectations. Children, young and old, are busy creating their wish lists. Depending on their age, the list can get expensive very quickly. Over the years, I’ve tried to teach my kids to be grateful for what they have; however, I […]
Millennials live in an innovation-driven economy that is moving faster than in any other generation. We can’t predict the future, but we can prepare for and manage it with life insurance. Life insurance serves several purposes, all intended to build, provide for, and protect the future financially. Buying life insurance during the early adult years […]
Skid Safety One of the most dangerous winter driving hazards is the skid. If it happens at a high speed, the result can be deadly. Most skids can be avoided by simply adjusting to driving conditions and knowing how to recover from a skid. Skids are most likely to occur on curves and turns; slow […]
Whether you’re buying your first home, looking to downsize, or retiring somewhere else, understanding condominium insurance coverage is important. Especially now with the impacts of inflation. Master Policy Coverage Most condo/homeowners’ associations (HOAs) have what’s called a master policy which provides coverage for the exterior of the building and common areas. Common areas may include hallways, […]
On Sept. 8, AM Best revised its market segment outlook for the U.S. personal auto insurance market from stable to negative. The outlook was based on a significant deterioration in carriers’ results for the second quarter of 2022, which was driven by inflationary pressures and corresponding challenges in rate adequacy. Personal auto is the largest line of insurance […]
There are several key times each year when people spend time shopping in stores and online for the perfect gifts for their loved ones, or themselves. While it is easy to get caught up in the fun of it all, it is important to remember that with increased purchasing comes heightened risk of theft. Thieves on the prowl throughout […]
Farmers can now elect to 2023 crop year Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs. The enrollment period opened on Oct. 17, 2022, and runs through March 15, 2023. Contact your local Farm Service Agency (FSA) office to learn more about these programs, eligibility, and how to apply. If you’re unsure of […]
