Farmers can now elect to 2023 crop year Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs. The enrollment period opened on Oct. 17, 2022, and runs through March 15, 2023. Contact your local Farm Service Agency (FSA) office to learn more about these programs, eligibility, and how to apply. If you’re unsure of […]
The holiday season is a time to celebrate with friends and family, but the hectic pace can also make it a stressful time of year. The holidays can present increased risks, especially if you are on a quest for gifts. Overcrowded stores and an increase in online shopping offer greater opportunities for thieves to target […]
Going online has become part of everyday life, whether it is for everyday activities such as shopping, sending email or paying bills, and managing your accounts. But data breaches, in all their forms, can potentially expose the personal information that we share online, putting consumers at risk of identity theft. According to the 2017 Travelers Consumer […]
Content written by Chelsea Heatheringtong, Kingsgate Insurance Farm & AG Specialist. Insurance Perspective on Cover Cropping: What current discounts are available for cover crop use? Crop insurance premium support is a benefit available to qualifying cover crops. During the 2022 crop year the premium support was $5 per acre. In September Mike Naig, the Iowa […]
Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of insurance will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage or […]
Thanksgiving is a great opportunity to enjoy time with family and friends. However, cluttered counter tops, multiple cooking stations, and commotion can lead to holiday fires. Between 2017 and 2019 an average of 2,300 residential fires were reported to U.S. fire departments on Thanksgiving Day. Here are some things to keep in mind. Common causes […]
The pressure is on for cooks of a Thanksgiving feast. Guests might overlook the poorly executed sweet potatoes. They might even hold off on panning the over-seasoned, soggy stuffing. But, cook the turkey wrong and your dinner table will deflate faster than the Snoopy balloon after the Macy’s Thanksgiving Day Parade. However, with some careful […]
Are you prepared to fight a fire? It’s no secret that the entire state of Iowa suffered abnormally dry conditions this year. A drought-stricken environment adds fuel to the fire if your equipment gets hot. Kingsgate Insurance teamed up with Iowa Fire Control to cover the basics of fire safety on the farm. Learn more […]
Life insurance is one of those touchy topics. No one relishes thinking about their own death. And when you mix death and finances together in one conversation? Well, let’s just say that’s one chat most people would rather sidestep. And indeed, they do—sometimes for much longer than they should. Most financial advisors view life insurance as […]
What makes safe drivers stay safe on the road? The obvious answer is that these drivers obey the rules of the road—they stay within the speed limit, wear a seatbelt, don’t attempt to pass in no-passing zones, don’t drink and drive, and they turn off their phones. Of course, these practices are critical to staying […]
