Your Guide to Choosing Federal Crop Insurance for Corn and Soybeans in 2025: Coverage, Options, and Key Dates

As an Iowa farmer looking to buy federal crop insurance for corn and soybeans in 2025, you have several options available:

Coverage Types

1. Yield Protection (YP)

2. Revenue Protection (RP)

3. Revenue Protection with Harvest Price Exclusion (RP-HPE)

4. Area Risk Protection Insurance (ARPI)

Coverage Levels

You can choose coverage levels ranging from 50% to 85% in 5% increments for both corn and soybeans.

Unit Structure Options

– Basic Units: All insurable crop acreage in the county by share arrangement

– Optional Units: Separate units by section of land (if record-keeping requirements are met)

– Enterprise Units: All insured crop acreage of the same crop in the county

– Whole Farm Units: All insured crops in the county (only available for revenue insurance)

Important Dates

– Earliest planting date for corn and soybeans: April 10th (April 15th for soybeans in northern Iowa)

– Final planting date for corn: May 31st

– Final planting date for soybeans: June 15th

– Acreage reporting deadline: July 15th

Additional Options

– Yield Exclusion: You can exclude yields from exceptionally bad years from your Actual Production History

– Prevented Planting Coverage: Available if you’re unable to plant due to an insured cause of loss

Remember to consult with a crop insurance agent before the sales closing date of March 15, 2025, to discuss specific details and choose the best options for your farm.