Teen drivers get lots of advice about how to drive safely and avoid distractions. But you probably don’t hear much about how to be a good passenger. Most states have restrictions on the number of passengers new teen drivers can have with them in the car. Why? Because passengers can be a serious distraction. Help keep yourself […]
Below is a list of important Multi-Peril Crop Insurance dates for corn and soybeans in Iowa for 2024. DATE CORN SOYBEANS Sales Closing Date March 15th March 15th Earliest Planting Date April 10th April 15th Production Reporting Date April 29th April 29th Final Planting Date May 31st June 15th Practical Replant (10 days after final […]
Working in an office setting sometimes gives a false sense of safety and security. While an office may not have the heavy machinery of a manufacturing plant or employees working from heights as in construction, a general office setting still has risks. This article will outline some of the risks and what you can do […]
Snowmobiling is a thrilling and fun hobby to enjoy during the winter season. It’s a great way to satisfy your need for speed and enjoy the outdoors and beauty of Mother Nature. Unfortunately, each year many people are seriously injured or killed while snowmobiling. Whether you’re an experienced rider or this is your first season […]
Agricultural confined-space related cases of injuries and fatalities saw a dramatic rise in 2022, including grain entrapment cases which rose nearly 45%, based on Purdue University’s annual report. Iowa had more cases of grain entrapment than any other state at 9 total in 2022. Nearly all of these cases involved grain flow issues due to grain […]
If you live in a cold climate, washing your car during winter can be challenging because perfect days can be few and far between. If it’s not snowing, it may be too cold. And even on a relatively nice day, blowing and drifting snow can bring out the salt trucks to dirty your car. So, […]
As a property owner, you put your rental property—one of your most important investments—in the hands of your tenants every day. Even if you have an on-site manager, the care and upkeep of each unit falls on your tenant. Our loss control representatives guide property owners on the importance of good management and tenant relationships. […]
Depending on the insurer, policy, and coverage type farmowners may be provided with the option to insure property and belongings for either their actual cash value (ACV) or replacement cost value (RCV). The Replacement Cost Value (RCV) represents the expense of replacing your property that has been damaged or stolen, without taking depreciation into account. […]
All farms heavily depend on machinery that constantly faces harsh environmental conditions and challenging working environments. When this machinery experiences mechanical failures or is affected by external factors, farmers not only have to bear the costs of repairing the damaged equipment but also suffer significant setbacks in terms of business interruptions and reduced production. Some […]
There are many steps to starting a business; it can take years for an aspiring business owner to get everything in order to open their doors. From securing funding, finding a physical location, and purchasing inventory to developing a marketing plan and hiring staff, there’s a lot for a new business owner to figure out […]
