The holiday season is in full swing. Decorating trees, baking cookies, and wrapping presents are some of the traditions we enjoy. Unfortunately, these fun traditions also come with risks that could cause damage to your home and property and put you and your loved ones in harm’s way. Here are some risks and how your […]
Plaintiffs filed a qui tam action under the False Claims Act (FCA) alleging that the Defendants fraudulently received crop insurance payments by insuring their corn as grain, even though the majority of crop was routinely harvested as silage. As a result of certifying the corn as grain and not silage, the plaintiffs claimed defendants received bigger crop […]
Under Inland Marine policies there’s a coverage category available for miscellaneous tools and equipment. It’s often used for such things as small hand tools, miscellaneous items kept in food trucks, contents used in mobile bowling alleys, and the like. Because Inland Marine policies afford coverage in any part of the coverage territory, they’re particularly beneficial […]
Winter weather can cause many challenges. Snow and ice can make driving difficult. Freezing temperatures can make it dangerous to be outside. In fact, cold temperatures also reduce our cars’ fuel economy. This table shows what happens to our fuel economy during the winter months. Car Type Winter Fuel Economy Conventional Gasoline 15% less than […]
Trends in farmland leasing impact the need for improved communication. Iowa has about 30 million acres of farmland. Fifty-five percent of Iowa farmland is owned by someone who does not currently farm, including 20% which is owned by someone who is not an Iowa resident. Fifty-three percent of the non-farming owners do not have farming […]
During these colder months, many parts of the country are buried in snow and ice. Even in warmer regions, this time of year can bring lots of rain. All this precipitation can result in very slippery floors and entrance areas at businesses and organizations. Slippery floors mean additional slip and fall injuries, both to customers […]
Many farmers, ranchers, and rural landowners have spent a lifetime building their business and caring for their property. Others are just starting out, wondering what their business will become. Regardless of stage of life, farmers or landowners must consider the future. Planning for death, disability, divorce, or disaster will ease difficult transitions and ensure your […]
If you drive for a rideshare company, you already have auto insurance. But are you certain you’re covered while working? Most drivers assume that they are. After all, both Uber and Lyft have insurance plans as a part of the package. But there may be big gaps in your coverage that you aren’t aware of […]
Winter is fast approaching, and in many parts of the country that means that soon the temperatures will drop and everything will be covered in snow and ice. While beautiful, this winter weather can cause slip and fall hazards in your parking lots, walkways, and entrances for your employees and patrons. West Bend sees a […]
Take precautions to prevent combine fires this harvest season, and be sure to talk to your insurance agent to see what is covered. It has almost been a year since the tragedy. One October day last fall, many Missouri farmers were hard at work bringing in crops as the temperatures were quite hot for an […]
